Suella Hughes Benchmark Mortgage
Suella Hughes, mortgage lender

For Real Estate Agents

A lender who works as hard as you do.

You take care of finding the perfect home. I’ll take care of making the financing side feel easy. From quick pre-approvals and creative financing strategies to clear communication and smooth closings, my goal is simple: take great care of your clients and make your job easier. No disappearing lender. No wondering what’s happening with the loan. Just a lending partner who answers the phone, finds solutions, and gets to the closing table. Let’s do some business together, and get more families into homes!

Why Partner With Me

More than a lender. A true partner.

5-Star Service

Consistent 5-star reviews from buyers and agents alike. I treat every client like family.

24-Hour Pre-Approvals

Fast turnaround so your clients can make competitive offers without delay.

True Partnership

I see myself as an extension of your brand — communicating clearly and keeping you in the loop at every step.

Education-First

I educate your clients so they feel confident and empowered throughout the entire process.

Realtor Tools

Everything you need in one place

Mortgage Calculators

Help your clients understand buying power, monthly payments, and affordability before they fall in love with a home.

Open Calculators →

Weekly Rate Update

Stay current on mortgage rates every week. Share with clients to set expectations and time their purchase.

View Rates →

Fast Pre-Approval

Get your clients pre-approved in as little as 24 hours. A strong pre-approval letter gives your offers a competitive edge.

Start Pre-Approval →

On-Time Closings

I communicate proactively and keep every transaction on track — so you can focus on finding the next deal.

Book a Call →

Realtor Tool

Temporary Buydown Calculator

Show your clients exactly how much they can save with a seller-paid temporary buydown. A powerful negotiating tool — especially in today's market.

3%Loan: $480,00030%
5.000%Base P&I: $3,153/mo9.000%

3-2-1 Buydown

3-year reduced payment period

Year 1 — 3.875%
$2,257/mo
Save $896/mo
Year 2 — 4.875%
$2,540/mo
Save $613/mo
Year 3 — 5.875%
$2,839/mo
Save $314/mo
Year 4+ — 6.875%
$3,153/mo
Seller Contribution Needed
$21,877
Buyer saves $21,877 total
Most Popular

2-1 Buydown

2-year reduced payment period

Year 1 — 4.875%
$2,540/mo
Save $613/mo
Year 2 — 5.875%
$2,839/mo
Save $314/mo
Year 3+ — 6.875%
$3,153/mo
Seller Contribution Needed
$11,123
Buyer saves $11,123 total

1-0 Buydown

1-year reduced payment period

Year 1 — 5.875%
$2,839/mo
Save $314/mo
Year 2+ — 6.875%
$3,153/mo
Seller Contribution Needed
$3,767
Buyer saves $3,767 total

Estimates are for illustration only. Principal & interest only — does not include taxes, insurance, or HOA. Actual rates and costs vary. Contact Suella for a personalized quote.

Ready to build something great together?

Let's connect and talk about how we can serve your clients better — together.